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var(--tw-drop-shadow,)}.transition-colors{transition-property:color,background-color,border-color,outline-color,text-decoration-color,fill,stroke,--tw-gradient-from,--tw-gradient-via,--tw-gradient-to;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}.transition-transform{transition-property:transform,translate,scale,rotate;transition-timing-function:var(--tw-ease,var(--default-transition-timing-function));transition-duration:var(--tw-duration,var(--default-transition-duration))}@media(hover:hover){.hover\:bg-gray-50:hover{background-color:var(--color-gray-50)}}@media(min-width:48rem){.md\:text-5xl{font-size:var(--text-5xl);line-height:var(--tw-leading,var(--text-5xl--line-height))}}}:root{--navy:#1a2e5a;--navy-light:#243f7a;--teal:#02a896;--teal-light:#03c4af;--teal-pale:#e6f7f6;--gold:#f5a623;--white:#fff;--off-white:#f8fafc;--gray-50:#f0f4f8;--gray-100:#e2e8f0;--gray-200:#cbd5e0;--gray-400:#94a3b8;--gray-600:#475569;--gray-800:#1e293b;--success:#10b981;--warning:#f59e0b;--danger:#ef4444;--shadow-sm:0 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.2s}.goal-card:hover,.goal-card.selected{border-color:var(--teal);background:var(--teal-pale)}.goal-card-icon{margin-bottom:6px;font-size:24px}.goal-card-label{color:var(--navy);font-size:12px;font-weight:700;line-height:1.4}.sidebar{background:var(--navy);z-index:50;flex-direction:column;flex-shrink:0;width:260px;display:flex;position:fixed;top:0;bottom:0;left:0}.sidebar-logo{border-bottom:1px solid #ffffff14;padding:24px 24px 20px}.sidebar-logo-text{color:#fff;font-family:Playfair Display,serif;font-size:18px;font-weight:700}.sidebar-logo-text span{color:var(--teal)}.sidebar-logo-sub{color:#fff6;margin-top:2px;font-size:11px;font-weight:600}.sidebar-user{border-bottom:1px solid #ffffff14;align-items:center;gap:12px;padding:16px 24px;display:flex}.sidebar-avatar{background:var(--teal);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;font-size:14px;font-weight:800;display:flex}.sidebar-user-name{color:#fff;font-size:14px;font-weight:700}.sidebar-user-goal{color:#ffffff73;font-size:11px}.sidebar-nav{flex:1;padding:16px 0;overflow-y:auto}.sidebar-section-label{color:#ffffff4d;text-transform:uppercase;letter-spacing:1.5px;padding:4px 24px 8px;font-size:10px;font-weight:800}.sidebar-item{color:#fff9;cursor:pointer;text-align:left;background:0 0;border:none;border-left:3px solid #0000;align-items:center;gap:12px;width:100%;padding:10px 24px;font-size:14px;font-weight:600;text-decoration:none;transition:all .2s;display:flex}.sidebar-item:hover{color:#fff;background:#ffffff0f}.sidebar-item.active{color:#fff;border-left-color:var(--teal);background:#02a89626}.sidebar-item-icon{text-align:center;width:22px;font-size:18px}.sidebar-item-badge{background:var(--teal);color:#fff;border-radius:10px;margin-left:auto;padding:2px 7px;font-size:10px;font-weight:800}.sidebar-bottom{border-top:1px solid #ffffff14;padding:16px 24px}.sidebar-bottom-link{color:#ffffff80;cursor:pointer;text-align:left;background:0 0;border:none;align-items:center;gap:10px;width:100%;padding:6px 0;font-size:13px;font-weight:600;transition:color .2s;display:flex}.sidebar-bottom-link:hover{color:#fff}.app-main{background:var(--off-white);flex:1;min-height:100vh;margin-left:260px}.app-topbar{background:var(--white);border-bottom:1px solid var(--gray-100);z-index:40;justify-content:space-between;align-items:center;padding:16px 32px;display:flex;position:sticky;top:0}.topbar-title{color:var(--navy);font-family:Playfair Display,serif;font-size:22px;font-weight:700}.topbar-sub{color:var(--gray-400);font-size:13px}.topbar-actions{align-items:center;gap:12px;display:flex}.stats-grid{grid-template-columns:repeat(4,1fr);gap:20px;margin-bottom:28px;display:grid}.stat-card{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-sm);border:1px solid var(--gray-100);padding:22px}.stat-card-label{color:var(--gray-400);text-transform:uppercase;letter-spacing:.5px;margin-bottom:8px;font-size:12px;font-weight:700}.stat-card-value{color:var(--navy);font-family:Playfair Display,serif;font-size:32px;font-weight:700}.stat-card-sub{color:var(--gray-400);margin-top:4px;font-size:12px}.stat-card-icon{float:right;margin-top:-4px;font-size:28px}.dashboard-grid{grid-template-columns:2fr 1fr;gap:24px;display:grid}.disputes-table{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-sm);border:1px solid var(--gray-100);overflow:hidden}.table-header{border-bottom:1px solid var(--gray-100);justify-content:space-between;align-items:center;padding:20px 24px;display:flex}.table-title{color:var(--navy);font-size:16px;font-weight:800}.dispute-row{border-bottom:1px solid var(--gray-50);align-items:center;gap:16px;padding:16px 24px;transition:background .15s;display:flex}.dispute-row:hover{background:var(--off-white)}.dispute-row:last-child{border-bottom:none}.dr-bureau{width:80px}.dr-info{flex:1}.dr-creditor{color:var(--navy);font-size:14px;font-weight:700}.dr-type{color:var(--gray-400);margin-top:2px;font-size:12px}.dr-date{color:var(--gray-400);text-align:right;width:100px;font-size:12px}.dr-countdown{text-align:right;width:140px}.countdown-bar{background:var(--gray-100);border-radius:2px;height:4px;margin-top:4px;overflow:hidden}.countdown-fill{background:var(--teal);border-radius:2px;height:100%;transition:width .3s}.countdown-fill.urgent{background:var(--danger)}.countdown-fill.warning{background:var(--warning)}.dr-actions{text-align:right;width:80px}.empty-state{text-align:center;padding:60px 24px}.empty-state-icon{opacity:.4;margin-bottom:16px;font-size:52px}.empty-state-title{color:var(--navy);margin-bottom:8px;font-size:18px;font-weight:800}.empty-state-text{color:var(--gray-400);margin-bottom:24px;font-size:14px}.widget{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-sm);border:1px solid var(--gray-100);margin-bottom:20px;padding:22px}.widget-title{color:var(--navy);text-transform:uppercase;letter-spacing:.5px;margin-bottom:16px;font-size:14px;font-weight:800}.readiness-item{border-bottom:1px solid var(--gray-50);align-items:center;gap:10px;padding:8px 0;font-size:13px;display:flex}.readiness-item:last-child{border-bottom:none}.readiness-check{border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:20px;height:20px;font-size:11px;display:flex}.readiness-check.done{background:var(--success);color:#fff}.readiness-check.todo{background:var(--gray-100);color:var(--gray-400)}.readiness-label{color:var(--gray-600);flex:1}.readiness-label.done{color:var(--gray-800);text-decoration:line-through}.mortgage-cta-card{background:linear-gradient(135deg,var(--navy),#243f7a);border-radius:var(--radius);color:#fff;padding:24px}.mortgage-cta-title{margin-bottom:8px;font-family:Playfair Display,serif;font-size:18px;font-weight:700}.mortgage-cta-desc{color:#ffffffb3;margin-bottom:16px;font-size:13px;line-height:1.6}.wizard{max-width:720px;margin:0 auto}.wizard-progress{align-items:center;margin-bottom:40px;display:flex}.wizard-step{flex:1;align-items:center;gap:10px;display:flex}.wizard-step:last-child{flex:0}.wizard-step-circle{border:2px solid var(--gray-200);width:36px;height:36px;color:var(--gray-400);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:14px;font-weight:800;transition:all .3s;display:flex}.wizard-step.done .wizard-step-circle{background:var(--teal);border-color:var(--teal);color:#fff}.wizard-step.active .wizard-step-circle{background:var(--navy);border-color:var(--navy);color:#fff}.wizard-step-label{color:var(--gray-400);white-space:nowrap;font-size:12px;font-weight:700}.wizard-step.active .wizard-step-label{color:var(--navy)}.wizard-step.done .wizard-step-label{color:var(--teal)}.wizard-line{background:var(--gray-100);flex:1;height:2px;margin:0 8px}.wizard-line.done{background:var(--teal)}.wizard-panel{background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:40px}.wizard-panel-title{color:var(--navy);margin-bottom:6px;font-family:Playfair Display,serif;font-size:26px;font-weight:700}.wizard-panel-sub{color:var(--gray-600);margin-bottom:32px;font-size:14px}.bureau-grid{grid-template-columns:repeat(3,1fr);gap:12px;margin-bottom:8px;display:grid}.bureau-card{border:2px solid var(--gray-100);border-radius:var(--radius-sm);cursor:pointer;text-align:center;background:0 0;width:100%;padding:18px;transition:all .2s}.bureau-card:hover{border-color:var(--teal)}.bureau-card.selected{border-color:var(--teal);background:var(--teal-pale)}.bureau-card-logo{margin-bottom:8px;font-size:28px}.bureau-card-name{color:var(--navy);font-size:14px;font-weight:800}.letter-preview{background:var(--white);border:1px solid var(--gray-200);border-radius:var(--radius-sm);color:var(--gray-800);white-space:pre-wrap;max-height:420px;padding:32px;font-family:Nunito,sans-serif;font-size:14px;line-height:1.9;position:relative;overflow-y:auto}.letter-preview.loading{flex-direction:column;justify-content:center;align-items:center;gap:12px;min-height:200px;display:flex}.spinner{border:3px solid var(--gray-100);border-top-color:var(--teal);border-radius:50%;width:40px;height:40px;animation:.8s linear infinite spin}.letter-actions{flex-wrap:wrap;gap:12px;margin-top:20px;display:flex}.cfpb-page{max-width:720px;margin:0 auto}.cfpb-info-box{border-radius:var(--radius);background:linear-gradient(135deg,#e8edf5,#d4e0f5);border:1px solid #b8cce8;gap:16px;margin-bottom:28px;padding:20px 24px;display:flex}.cfpb-info-icon{flex-shrink:0;margin-top:2px;font-size:28px}.cfpb-info-title{color:var(--navy);margin-bottom:4px;font-size:15px;font-weight:800}.cfpb-info-text{color:var(--gray-600);font-size:13px;line-height:1.7}.tradeline-check{background:var(--white);border-radius:var(--radius-lg);box-shadow:var(--shadow);max-width:720px;margin:0 auto;padding:40px}.tradeline-question{color:var(--navy);margin-bottom:8px;font-family:Playfair Display,serif;font-size:24px;font-weight:700}.tradeline-sub{color:var(--gray-600);margin-bottom:28px;font-size:15px;line-height:1.6}.tradeline-btns{gap:16px;margin-bottom:32px;display:flex}.builder-cards{grid-template-columns:1fr;gap:16px;display:grid}.builder-card{background:var(--white);border:1px solid var(--gray-100);border-radius:var(--radius);box-shadow:var(--shadow-sm);align-items:flex-start;gap:20px;padding:22px;transition:box-shadow .2s;display:flex}.builder-card:hover{box-shadow:var(--shadow)}.builder-card-icon{background:var(--teal-pale);border-radius:12px;flex-shrink:0;justify-content:center;align-items:center;width:52px;height:52px;font-size:26px;display:flex}.builder-card-body{flex:1}.builder-card-title{color:var(--navy);margin-bottom:4px;font-size:15px;font-weight:800}.builder-card-desc{color:var(--gray-600);margin-bottom:10px;font-size:13px;line-height:1.6}.builder-card-meta{flex-wrap:wrap;gap:12px;display:flex}.builder-meta-chip{background:var(--gray-50);border:1px solid var(--gray-100);color:var(--gray-600);border-radius:20px;padding:3px 10px;font-size:11px;font-weight:700}.settings-section{background:var(--white);border-radius:var(--radius);box-shadow:var(--shadow-sm);border:1px solid var(--gray-100);margin-bottom:24px;padding:28px}.settings-section-title{color:var(--navy);margin-bottom:4px;font-family:Playfair Display,serif;font-size:18px;font-weight:700}.settings-section-sub{color:var(--gray-400);margin-bottom:24px;font-size:13px}.api-key-display{background:var(--gray-50);border:1px solid var(--gray-200);border-radius:var(--radius-sm);color:var(--gray-600);letter-spacing:2px;word-break:break-all;margin-bottom:12px;padding:12px 16px;font-family:monospace;font-size:13px}.toast{background:var(--navy);color:#fff;border-radius:var(--radius-sm);box-shadow:var(--shadow-lg);z-index:9999;align-items:center;gap:10px;max-width:360px;padding:14px 20px;font-size:14px;font-weight:600;animation:.3s slideUp;display:flex;position:fixed;bottom:24px;right:24px}.toast.success{background:var(--success)}.toast.error{background:var(--danger)}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideUp{0%{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}@keyframes spin{to{transform:rotate(360deg)}}@media(max-width:900px){.nav{padding:12px 20px}.nav-links{display:none}.hero-content{grid-template-columns:1fr;gap:40px}.hero{padding:100px 20px 60px}.hero-title{font-size:36px}.hero-visual{display:none}.steps-grid{grid-template-columns:1fr}.steps-grid:before{display:none}.features-grid{grid-template-columns:1fr}.sidebar{flex-direction:row;width:100%;height:60px;bottom:auto;overflow:hidden}.sidebar-logo,.sidebar-user,.sidebar-bottom,.sidebar-section-label,.sidebar-item-badge{display:none}.sidebar-nav{align-items:stretch;padding:0;display:flex;overflow-x:auto}.sidebar-item{white-space:nowrap;border-bottom:3px solid #0000;border-left:none;flex-direction:column;gap:3px;padding:0 16px;font-size:10px}.sidebar-item.active{border-bottom-color:var(--teal);border-left-color:#0000}.sidebar-item-icon{font-size:20px}.app-main{margin-top:60px;margin-left:0}.page{padding:20px}.stats-grid{grid-template-columns:1fr 1fr}.dashboard-grid{grid-template-columns:1fr}.wizard-panel{padding:24px}.bureau-grid{grid-template-columns:1fr}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-space-y-reverse{syntax:"*";inherits:false;initial-value:0}@property --tw-border-style{syntax:"*";inherits:false;initial-value:solid}@property --tw-leading{syntax:"*";inherits:false}@property --tw-font-weight{syntax:"*";inherits:false}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}