🏠 Mortgage-Ready Credit Repair · NMLS #1490893

Get Your Score
Ready. Get
Home Ready.

AI-powered credit dispute letters, CFPB complaint filing, and tradeline coaching — all built to get you mortgage-qualified faster than any other platform.

1 in 5
Americans have credit errors
78–89%
AI dispute success rate
$4,000+
Extra interest from low scores
📋 Active Disputes
Capital One — Late Payment
Equifax · Submitted 12 days ago
18 days left
Midland Credit — Collection
TransUnion · CFPB Filed
Escalated
First National — Charge-Off
Experian · Resolved ✓
Removed
+64
Points gained
The Process

From Error to Mortgage-Ready in 5 Steps

No lawyers. No credit repair companies. Just you, your FCRA rights, and AI that actually knows what it's doing.

1
Upload Error
Describe the inaccurate item from your credit report — collection, late payment, wrong account, or anything else.
2
AI Builds Letter
Claude AI generates a personalized, FCRA-compliant dispute letter for your exact situation — not a generic template.
3
Send & Track
Mail your letter and track the 30/45-day bureau response deadline with automatic reminders.
4
Escalate to CFPB
If the bureau stalls or ignores you, file a CFPB complaint with one click. This gets creditors to take you seriously.
5
Get Home Ready 🏠
Once your score is clean, get matched with a vetted mortgage professional to start your homebuying journey.
What You Get

Everything You Need to Fight Back

Six tools working together to get your credit report accurate and your score mortgage-ready.

🤖
AI Dispute Letters
Claude AI generates personalized, bureau-specific letters citing the exact FCRA provisions that apply to your situation. Never a generic template.
🏛️
CFPB Complaint Engine
The most powerful escalation tool available. We generate your full CFPB complaint narrative — the one step that makes creditors respond when they've been ignoring you.
⏱️
30/45-Day Tracker
Bureau response deadlines tracked automatically. Get reminders before your window closes and follow-up letter templates when they go silent.
💳
Credit Builder Path
Don't just dispute — build. We evaluate your tradeline health and guide you toward the right secured cards, credit builder loans, and authorized user strategies.
📊
Mortgage Readiness Score
A 5-point checklist tracks your progress toward qualifying for a home loan. When you're ready, we connect you with a licensed mortgage professional.
🏠
Mortgage Referral Bridge
The only credit dispute platform built by a licensed MLO. When your score is clean, we don't just congratulate you — we connect you with the loan officer who can close your deal.
🏛️ The Secret Weapon

The One Step That Makes Creditors Respond

Filing a CFPB complaint is the most powerful escalation move a consumer has. Once a complaint is filed, the company has 15 days to respond through a federal regulator's portal — and every complaint is logged publicly in the CFPB's consumer complaint database. Creditors pay attention. GetScoreReady is the only platform that walks you through the entire process, pre-fills your complaint narrative using AI, and guides you field-by-field through the CFPB submission.

Your Credit Report Has Errors. Let's Fix Them.

Free to start. No credit card. No credit repair company. Just you and your rights.